99% Financing Not Always the Best Deal!

What could be better than 0%?  Financing at your credit union could save you money. How can that be?  Most 0% financing options require you to give up a substantial rebate to receive the discounted rate. In most cases, you’re better off to take the rebate, apply it to the cost of the vehicle and finance through our credit union. Contact us and compare options. You’ll be glad you did!

For complete account disclosures, click here.

  0% Financing* Your CU**
Vehicle Cost $18,000 $18,000
Rebate (forfeited) $2,000
Amount Financed $18,000 $16,000
APR 0% 3.00%
Est. Mo. Payment $500.00 $465
Total Financed $18,000 $16,814

Credit Union Keeps Loan Rates Low As Low As 3.00% Annual Percentage Rate!

To maintain the guidelines for our Risk Based Lending (RBL) parameters. The areas reviewed in the RBL format are the following:

  • Continuity of income
  • Debts in comparison to income
  • Credit report
  • Offer of collateral

The loan officer reviewing the loan starts at a base rate of 6.50% and subtracts or adds interest rate points based on your scoring in each of the preceding categories. Now members may qualify for rates as low as 3.00% A.P.R. for “collateralized” loans. To learn if you qualify for a low rate on a new or used car, a home equity loan, second mortgage or a personal loan, call one of our loan officers at 402-339-6755 to have an application forwarded to you click here or click on the image below to apply online.  Press the printer to print page.


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We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.


Your savings federally insured to at least $250,000, and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


Sharon L., President NMLS# 456126
Veronics H., Loan Officer NMLS# 1926955
Bakers FCU Routing No: 304087567

What Does Baker's Federal Credit Union Do with your personal Information?

View Baker's FCU Privacy Policy


Baker's Federal Credit UnionBaker's Federal Credit Union 11117 John Galt Blvd # B Omaha, NE 68137 Open 8:30-5:00 M-F Closed Sat-Sun

Call the Credit Union 402-339-6755


Notice to Customers: Federal law requires that customers for certain transactions be identified by Name, address, government-Issued identification and other relevant information. Therefore, customers may be asked to provide information and identification to comply with the law.


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