FACTS: WHAT DOES BAKER’S FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives members the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- account balances and payment history
- credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Baker’s Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons Bakers Federal Credit Union can share your personal information:
For our everyday business purposes—
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus, YES Bakers FCU WILL SHARE your personal information, and NO you CANNOT limit the sharing.
For our marketing purposes --
to offer our products and services to you, YES Bakers FCU WILL SHARE and NO you CAN NOT limit this sharing.
For joint marketing with other financial companies,
NO Bakers FCU WILL NOT SHARE your personal information.
For our affiliates’ everyday business purposes—
Information about your transactions and experiences, NO Bakers FCU WILL NOT SHARE your personal information. Information about your Credit worthiness, NO Bakers FCU WILL NOT SHARE your personal information.
For our affiliates’ and non-affiliates' to market to you—
NO Bakers FCU WILL NOT SHARE your personal information.
Questions? Call 402-339-6755 and speak with a staff member. What we do:
How does Baker’s Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Baker’s Federal Credit Union collect my personal information?
We collect your personal information, for example, when you
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes—information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions:
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- Baker’s Federal Credit Union has no affiliates
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Baker’s Federal Credit Union does not share with non-affiliates so they can market to you
Joint marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- Baker’s Federal Credit Union doesn’t jointly market