The information accessed includes names, Social Security numbers, birth dates, addresses and in some instances driver’s license numbers. Approximately 209,000 U.S. consumer credit cards numbers and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers were also accessed.
If you have ever had a loan or a credit card from any bank, credit union or other financial institution, or a store card (furniture store, retail department store, hardware or electronics store, etc.) you should check to see if your personal information is at risk.
What you need to do:
Equifax will send direct mail notices to consumers whose credit card numbers or dispute documents with personal identifying information were impacted.
What Bakers FCU Does To Protect You:
How To Protect Yourself From Identity Theft and Fraud:
- Monitor your bank and credit accounts monthly. Fraud is always a possibility and you should know immediately if transactions are being made without your consent. With Visa consumer alerts, you’ll be notified within minutes of transactions occurring based on limits you set, if you have taken the opportunity to set this up through our online banking feature. Contact us if you need help.
- Monitor your credit report annually. You can request one free credit report from all three major credit bureaus per year. Bakers FCU recommends using annualcreditreport.com. If you suspect any fraudulent activity, contact Bakers FCU and the credit bureaus right away. Together we can work to report the fraud, which may help catch the fraudsters and help you recuperate your losses. It also helps prevent fraudsters from selling your information.