General Service Fees
| Certified Checks | $1.50 each |
| Money Orders | $2.00 each |
| Account Closure Fee (if closed within 30 days of opening) | $10.00 |
| Garnishment Fee | $30.00 |
| Innactive Account | $5.00 per month |
| Incoming Wire Fee | $20.00 |
| Outgoing Wiring Fee | $20.00 |
| Fax (outgoing) | $1.00 per charge |
Checking Service Fees
| Monthly Service Charge (if account balance is over $0) | NONE |
| Monthly Service Fee (if account falls below $0) | $10.00 |
| First 20 Checks | FREE |
| Overdraft Fee (per item) | $30.00 |
| Automatic Transfer Fee to Cover Overdraft | $5.00 |
| Stop Payment Fee | $30.00 per item |
| Account Reconciliation and Research Fee | $15.00 per hour |
| Deposit Return Item | $30.00 per item |
| Check Photocopy | $3.00 |
| Return Check Fee (deposit item funds available) | $30.00 |
| Account History Printout | $3.00 per copy |
| Bad Address Fee | $3.00 per piece |
Instant Cash & Check Card Fees
| ATM Fee for Cash Withdraw | $1.75 |
| IC&C Overdraft fee | $30.00 |
| Card Replacement/Reactivation fee | $10.00 |
| IC&C Automatic Transfer to Cover Overdraft | $5.00 |
| IC&C Transactions for Purchases | NONE |
VISA Credit Card Service Fees
| VISA Late Fee | $20.00 |
| Return Check Fee | $25.00 |
| Cash Advance | NONE |
| Annual Fee | NONE |