|
|
| |
 |
| |
|
Bakers FCU Loan Products Include:
- Car Loans
- Second Mortgages
- Home Equity
- Signature Loans
- Secured Loans
- Student Government Loans
- VISA Credit Cards
- Extended Warranties
- M.A.T.T. – Audio Response
- Credit Disability & Life Insurance for Loans
- GAP Insurance
|
|
|
 Baker's Federal Credit Union
Loan programs . . . |
|
| Loans |
The Credit Union has a loan for every purpose and need. Our name says it all:
- B - Bill Consolidation
- A - Auto
- K - Kitchen and Home Improvement
- E - Education
- R - Recreational Vehicles
- S - Second Mortgages
As an added loan benefit, you have the option of purchasing credit disability and credit life insurance for a reasonable premium.
|
| VISA |
|
The Credit Union offers you the most widely accepted credit card--VISA. A Credit Union VISA offers you a credit card with a low interest rate of 11.9% APR, compared with most bank cards that have interest rates between 17 and 21 percent. This means BIG savings for our members. Baker's Federal Credit Union's VISA also offers you a 25-day grace period on your purchases.
The Credit Union's VISA has no annual or cash advance fees! Also available are direct deposit VISA payments through payroll deduction as a payment option.
Now that's convenience!
Now you can pay Baker's VISA Credit Card online with www.eZCardInfo.com. It puts you in touch 24 hours a day, seven days a week. Now with the click of a mouse, you can view important information about your credit card account, including balances, available credit, current and past statements and transactions since your last statement. You can also make payments automatically via the internet. No postage and no writing checks, everything is handled electronically.
eZCardInfo features include:
- Account Summary Information
- Online Statement
- Online Credit Card Payments
- Transaction and Spending Reports
- E-mail notification of conditions or events on your account.
|
| Verified by VISA |
 Verified by VISA adds a new level of security that automatically protects your VISA credit or debit card from online purchases. By activating Verified by Visa, you can help prevent unauthorized purchases before they even happen. Go to Verified by VISA to register both your Baker's FCU credit and debit card today.
The credit union strongly urges you to sign up for this card protection program to give you reassurance that only you can use your card online. Verified by Visa is easy to use and it takes only a few minutes to register and activate your Visa card. There is no charge to cardholders for Verified by Visa. Simply register your card once and create your own password. Then, when you make purchases at participating online stores, a Verified by Visa window will appear. Once Verified by Visa is activated, your card will be recognized and all you do is enter your password and click submit. Your identity is verified and the purchase is secure. If you have more than one Visa card, you'll need to register each card separately. Once you've registered, remember to record your password in a safe place.
For an online demo and to activate your card, go to Verified by VISA today!
|
| Government Student Loans |
| If you need financial assistance for college tuition, Bakers Federal Credit Union participates in the Federal Family Education Loan Program. If you need a Federal Stafford Loan or a Federal Plus Loan, applications are available at the Credit Union. See also Federal Aid under Product & Services. |
|
