| General Service Fees |
| Certified Checks |
$1.00 each |
| Money Orders |
$1.75 each |
| Account Closure fee (if closed within 30 days of opening) |
$10.00 |
| Garnishment fee |
$20.00 |
| Inactive Account |
$5.00 per month |
| Incoming Wire Fee |
$15.00 |
| Outgoing Wire Fee |
$15.00 |
| Fax, outgoing |
$1.00 per page |
| Checking Service Fees |
| Monthly Service Charge (if account balance is over $0) |
NONE |
| Monthly Service fee (if account falls below $0) |
$10.00 |
| Your first 50 Checks are: |
FREE |
| Overdraft Fee |
$25.00 |
| Automatic Transfer fee to cover overdraft |
$5.00 |
| Stop Payment fee |
$20.00 per item/series |
| Account Reconciliation and Research fee |
$10.00 per hour |
| Deposit Return Item |
$20.00 per item |
| Check Photocopy |
$2.00 |
| Return Check Fee (deposit item funds available) |
$5.00 |
| Account History Printout |
$3.00 per copy |
| Bad Address Fee |
$2.00 per piece |
| Instant Cash & Check Card Fees |
| ATM fee for Cash Withdraw |
$1.75 |
| IC&C Overdraft fee |
$25.00 |
| Card Replacement/Reactivation fee |
$5.00 |
| IC&C Automatic Transfer to cover overdraft |
$5.00 |
| IC&C Transactions for purchases |
NONE |
| VISA Credit Card Service Fees |
| Over Limit fee |
$20.00 |
| Visa Late fee |
$20.00 |
| Return Check fee |
$25.00 |
| Cash Advance |
NONE |
| Annual fee |
NONE |
Baker's Federal Credit Union
